INCOME PLANNER

For your retirement Income

Designed by a highly successful financial adviser
Simple enough to do yourself
Comprehensive enough to let you sleep at night

SO YOU DON’T RUN OUT OF MONEY

Over a thousand face to face meetings have shaped and helped create Income Planner

As an Independent Financial Adviser I wrote and designed this retirement projection system for private clients. This evolving calculator has been the most valued and effective planning tool for over fifteen years.

One day you might wake up and say:
“I don’t want to work any more”
Be ready for that

Three planning calculators

JOINT PLANNER
if you’re a couple and you want to combine your retirement income

SINGLE PLANNER 
if you’re and individual, or a couple who like to see separate projections

look to the future

The QUICK CALCULATOR offers less detail and should take you just a few minutes

Helping navigate your retirement

  • PLANNING PAGE
            For detailed retirement planning

            Expenditure record to download
            Meet Simon and Serena
            Organise your retirement savings

     

  • AT RETIREMENT & THE FUTURE
            Understanding Pension Drawdown
            Efficient use of tax-free cash
            Look to the future, nothing stays the same
  • THE COST
            How much does it cost to retire?
            Minimum payment equals minimum pension
            About investment charges

  • INVESTMENT & HOW MUCH RISK?
            What is an investment?       
            What is a managed fund?
            Understanding risk
            How much risk should you take?

  • STEP by STEP
            Help in completing the calculator tools

40 years work pays for 30 years retirement

40 years

The size of the gap is different for everyone and you may not need to retire on 100% of your income.

The important thing is not to underestimate the size of this gap.

Live at least 15% below your income and invest the savings.

To check your State Pension Forecast,
follow this link to UK Government website

income planner pictures