INCOME PLANNER

For your retirement Income

designed by a highly successful financial adviser
simple enough to do yourself
comprehensive enough to let you sleep at night

SO YOU DON’T RUN OUT OF MONEY

Over a thousand face to face meetings helped create this Income Planner

 Created by an Independent Financial Adviser, written and designed for personal clients. This evolving calculator has been the most valued and effective client planning tool for over fifteen years.

One day you might wake up and say:
“I don’t want to work any more”
Be ready for that

The planning calculators

A fast and simple projection with minimal input, it should take you just a few minutes

Time and investments

You’re an individual, or a couple who prefer to have separate plans

You’re a couple and you want to combine your retirement plans

Some of these sections are still under construction

Helping you navigate retirement

  • PLANNING PAGE
            Detailed retirement planning

            Download Expenditure record
            Meet Simon and Serena
            Organise your retirement savings
  • AT RETIREMENT & THE FUTURE
            Understanding Pension Drawdown
            Efficient use of tax-free cash
            The future, nothing stays the same
  • THE COST
            How much does it cost to retire?
            Minimum payment minimum pension
            About investment charges
  • INVESTMENT & HOW MUCH RISK?
            What is an investment?       
            What is a managed fund?
            Understanding risk
            How much risk should you take?
  • STEP by STEP
            Help completing  the calculators

What you earn in 40 years must pay for 30 years spending in retirement

40 years

The size of the gap is different for everyone and you may not need to retire on 100% of your income.

The important thing is not to underestimate the size of this gap.

Try to live at least 15% below your income and invest the savings.

To check your State Pension Forecast,
follow this link to UK Government website

income planner pictures